Using the I Can Problem Solve Program Research Proposal

Using the I Can Problem Solve Program - Research Proposal Example ICPS Program teaches the critical thinking skills children require to solve problems on their own. After receiving this program, children learn to generate solution and alternative solutions to problems. They learn to go one step ahead and think of the situation that will arise once the decision is taken. Ability to plan properly the steps to be taken to reach the main goal is developed on their own. How? Here, students are helped to solve problems on their own by using real life situations and using fun and exciting methods such as using colorful pictures, puppets etc. Discussions among groups of students and role plays are also done during the program to help them understand and come up with various solutions and alternative solutions to situational problems .They are then allowed to find out for themselves which would be the best solution to the problem considering the consequences. The program teaches students basic skills and problem solving language. They learn word concepts, how to identify problems, come up with solutions, find out factors behind problems, generate alternate solutions and also study consequences. Children learn to be sensitive. They recognize not only one’s own feelings but also others. Children tend to be empathetic and understand problems others face from their point of view. And hence they are able to respond to others problems and influence th eir responses in turn. Children become better decision makers. Many role plays are conducted during this program enacting problematic situations. They are requested to come up with solutions and alternative solutions to such situational problems. And they finally choose the best solution on their own after studying the consequences to their decisions. This enables them to manage and solve everyday problems more effectively. Relating lessons learned to other areas, extension activities, activity sheets and other interactive activities are included.

Finance Markets and Risk Essay Example | Topics and Well Written Essays - 2500 words

Finance Markets and Risk - Essay Example The intention of this study is systemic risk that is ushered by unforeseen incidents that amplify uncertainty unimaginably and damage the liquidity of the market at a rapid phase. Illiquidity results in â€Å"prices gaps† in respective markets and in the pricing of a particular asset. The related pressure later extends to the liquidity of funding of financial institutions around the world that are assisting those independent markets. Illiquidity in markets sequentially can result in potentially momentous real economic impacts, thus warrant policy action, particularly by central banks. As per IMF (International Monetary Fund), BIS (Bank for International Settlements) and FSB (Financial Standard Board), systemic financial risk is one, which is associated with the peril of risk of disruption to financial services that (a) is happened by a destruction of whole or parts of the financial system and has the probable to have the worst negative outcome for real economy. During Septembe r 2008, AIG borrowed from the Federal Reserve System an $85 billion two-year loan that too at a penalty rate, which has been termed as ever known the rescue of one of the globe’s major insurers. In return for the rescue operation, Fed received a 79.9% of shares in the AIG. At the time, the investment banking arm of AIG witnessed a systemic risk emanating from its credit default swap (CDS) business. The failure of one firm may not impact its rivals as is happening in the most sectors of the economy nor does it result in market failures. However, in the financial sector, there is an impending peril that the breakdown of any major financial market or institution may result in the adverse impacts on the whole financial system more likely. In several associated channels, such systemic risk can be in operation, if there is a mishap in a specific financial institution. All the depositors of a bank will be in panic and will rush to get back their deposits when the depositors lose the ir trust, if a typical bank run occurs. The banking system of a nation as a whole may be in jeopardy if rumour spreads about the fate of the remaining banks of a nation. The bank runs vulnerability can be a reality typically as there will be a maturity mismatch between their assets and liabilities. The banking system might have invested in long-term debts like loans to households and businesses, whereas they might have accepted deposits from their customer on the demand basis. Even a healthy bank may have chance to witness a bank run despite the fact that its assets would have more value than its liabilities, but a credit crunch may occur if there is premature withdrawal of deposits suddenly by bank customers. Thus, even a solvent bank can witness a liquidity crunch, despite the fact that the liquidity issues may mirror concerns about bank’s solvency. However, there are some risk-aversion strategies, which are in place like lender-of-last-resort facilities and deposit insuran ce, which make the possibility of bank run as a mirage. Short-term deposits are available from one bank to another bank through interbank transactions, and this occupies sizeable quantum of their business transactions. However, at times of liquidity crunch, associations between banks may witness jolts to proliferate through the system. For instance, Barclays bank has provided short-term credit to ANZ bank, then, concerns of default by ANZ bank might jeopardise to the stability of Barclays bank. Such similitude vulnerabilities are regarded to be one of the main causes why the alarm can spread between banks in such scenarios. In such situations, inter-banking lending will come to a halt due to